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  • Writer's pictureAutumn

5 Things I Wish I Would Have Known

1. Home equity builds long term wealth that can be used in so many ways (stepping stone to your “forever” home additions or improvements, credit lines, down payment for investment property – just to name a few)💰


2. You don’t have to put 20% down and you don’t have to keep your initial loan for the life of the loan.


3. A home warranty can be a good way to protect your budget against expensive home system and appliance failures (think HVAC, Water heater, refrigerator, etc.).


4. Ask your insurance provider what additional coverage is available to you. Many providers offer endorsements and protections that they don’t initially tell you about 🤫(sewer & service lines, inflation protection, equipment breakdown, etc.)


5. You can become an investor without having a down payment and without higher interest rates. After you’ve lived in your primary home for 12 months, you can convert the home into a rental (investment) property. 🏘


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